Can anyone tell me which credit card offers the best cash back rewards?

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Big Brotha Mike July 15, 2010 at 10:02 am

There are several choices such as the Discover Open Road card (5% cash back on gas and auto maintenance up to $1200 in spending per year, and either .25% or 1% cash back on other spending), Chase Freedom card, AmEx True Earnings card, etc. The one that’s best for you will depend on your spending profile (how much you normally spend in reward categories like gas, groceries, restaurants, etc.).

You can use try this rewards calculator to see which rewards card will pay you the most for your entered spending profile:

http://www.creditcardtuneup.com/

If you already happen to have a Costco membership, then the AmEx True Earnings card becomes more compelling because your $50 Costco membership (kind of like an annual fee for the card) is already paid for.

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